Why Choose SET Financial?

  • We’re a state-licensed installment lender, not a PayDay lender.

  • All loans are underwritten using your income and debts to ensure you can afford the loan.

  • The Consumer Financial Protection Bureau’s mission is to protect American families. We respect that. Applicants who cannot afford loans will not be approved.

  • We’re transparent – No Surprises. Our customer service representative can answer any question.
  • If a financial hardship happens during your loan with us, we will work with you to get through it.

How It Works.

  • Apply online or over the phone
  • Answer within minutes
  • Create your online account

  • View your loan offer

  • Accept your loan offer

  • Funds will be sent the same day if closed before 1:30 PM EST* or the next morning.

  • Manage your loan in your SET financial portal.


About Our Loans

  • Loans range from $500 – $5000
  • Loans have fixed interest rates

  • No prepayment penalties
  • First payment due 30 days after you receive your funds

Manage your Account 

Step 1. Create an account

Go to secure.setfinancial.com and create an account.

Step 2. Login to your account

After successfully registering, Login to your account here.

Step 3. Get access to everything you need to manage your loan

From our online secure portal you will be able to manage your payments, information, and view all of your loan details.

Let’s Get Started