Hey! Welcome back to Part II of our series on “How to analyze your credit report.” Like I mentioned in Part I, having a solid credit score and good borrowing capability is almost as important as money itself. One recent example is my step son (‘Gus’), who just turned 18 and can’t get his own […]
Author Archives: Admin
How to Analyze Your (Free) Credit Report
I don’t know about you, but, in my opinion, having great credit is almost as important as having a lot of money in your checking account. If you have ever not had credit, you know what I mean. Not having good credit really cripples you from doing the things, or having the things, you want […]
Federal Disaster Aid Programs Announced for South Carolina
The following is taken from the FEMA web site announcement, October 5th, 2015. Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s disaster declaration issued for the State of South Carolina. Assistance for Affected Individuals and Families Can Include as Required: Rental […]
Budgeting with (Digital) “Envelopes”
I’ve been posting lately about budgeting with the YNAB budgeting software. As you can tell from the multiple posts, I am a big fan (note however that these posts are my own opinions and SET Financial is not endorsing or recommending any software or ideas presented here, just to be clear). I am going to […]
Financial Apps to Check out – You Need a Budget (YNAB) – Part II
SET Financial is committed to helping our customers better manage their personal finances and what better way to do that than use software built specifically for that task? This article is part of a series to help you learn about mobile apps we have found that you may find useful for budgeting. Let’s take another […]
Financial Apps to Check out – You Need a Budget (YNAB)
SET Financial is committed to helping our customers better manage their personal finances and what better way to do that than use software built specifically for that task? This article is part of a series to help you learn about mobile apps we have found that you may find useful for budgeting. We all struggle […]
Tax Preparation and Filing Tips – Getting ready for next year
Completion of this year’s taxes is something that you should pat yourself on the back for, but don’t do so for too long. You should start planning for next year’s tax return immediately to make it run even smoother while allowing you to potentially save more when you file next year. By reviewing what you’ve […]
Tax Preparation and Filing Tips – What to do with your refund
When you file your tax return, you may be expecting a small windfall of money to make its way back to your pocket. The worst thing you can do is to spend that money on something that you don’t actually need or something that won’t benefit you in the long run. You want to make […]
Personal Budgeting for Non-Techies, Part 2
Let’s face it, there are plenty of people out there who realize they need to take control of their personal money matters but have no clue about where and how to begin. Admittedly there are tons of programs available for those with computer skills, but what about those who are unfamiliar with computers or regard […]
Personal Budgeting for Non-Techies, Part 1
A lot of the tips people find for managing their personal budget involve using online banking or spreadsheets. If you’re not comfortable with technology, that can be difficult. Also, if your home isn’t exactly rich with technology, purchasing a new computer or tablet might not be in your budget. Fortunately, there are a lot of […]